Investor Relations — Philippine Fintech

Company Overview

Direct Agent 5 Inc. (DA5) is a BSP-licensed Philippine fintech offering remittance, digital payments, crypto exchange, foreign exchange, and e-money services. Our nationwide agent network connects underserved communities to modern financial infrastructure.

With nearly two decades in Philippine financial services, DA5 operates one of the country's largest non-bank remittance and payments ecosystems — combining a mobile platform, an over-the-counter agent network, and a regulated digital asset exchange.

Why Invest in DA5

Key differentiators driving growth in Philippine digital finance:

High Smartphone Penetration: Among Southeast Asia's highest mobile adoption rates, fueling durable demand for digital finance and crypto across both urban and provincial markets.
Remittance Tokens for OFWs: First in the Philippines to offer remittance tokens, cutting cross-border fees and settlement times for the millions of Overseas Filipino Workers sending money home.
Crypto and Token Exchange: First BSP-licensed crypto-to-fiat and token exchange operating through physical agent locations — bridging the gap between digital assets and the cash economy.
End-to-End Ecosystem: Integrated mobile and OTC platform with low fees across remittance, payments, FX, and crypto — one customer relationship spanning multiple revenue lines.
Seven BSP Licenses: Full regulatory coverage across remittance (RAL), foreign exchange (FXD), electronic money (EMI), virtual assets (VASP), electronic payments and financial services (EPFS), merchant acquisition (MAL), and operator of a payment system (OPS).
Established Track Record: Nearly two decades in Philippine financial services with proven regulatory compliance, operational scale, and steady growth through multiple market cycles.

Investment Opportunities

We work with a range of partners and investors across the Philippine digital finance landscape:

Remittance Agent Network: Join our nationwide agent network of over 20,000 partners. Agents earn commissions on transactions while serving as the primary financial access point for their local communities.
Strategic Partnerships: Collaborate on technology integration, product distribution, or Southeast Asia expansion — including white-label payment rails and embedded finance arrangements.
Institutional Investment: Equity or debt opportunities as we continue to scale our digital payments, FX, and crypto exchange platforms across the Philippines and the broader region.

Governance and Risk

DA5 operates under a governance and risk framework aligned with Bangko Sentral ng Pilipinas (BSP) standards and Philippine financial regulation:

Regulatory Compliance: Full compliance with BSP regulations, the Anti-Money Laundering Act and its implementing rules, and the Philippine Data Privacy Act of 2012.
Risk Management: Enterprise risk framework covering operational, credit, market, liquidity, and cybersecurity risks consistent with BSP Circular guidelines for non-bank financial institutions.
Transparency: Transparent reporting and open communication with stakeholders, partners, and regulators — including timely disclosure of material developments to investors.

Contact

For investor inquiries, partnership proposals, or further information about distribution, technology, and institutional opportunities with DA5, please contact us at info@da5.com.ph.